Hujan Merindu

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How do I get a loan? I am 21 and my truck just died?

I am 21 years old. I am eleven hundred dollars in credit card debt only because of small recent setbacks. My truck broke down and I need a new car in three days. I have wells fargo as a bank but I have never gotten a loan before. I am a student at a CSU so does that mean I can get a student loan? I have no idea what to do and I don’t want to make a huge mistake that I will be paying for forever. I am looking to spend from four to six thousand dollars on my car so I won’t have to do this again in a year. Should i take an even bigger loan out and get rid of this credit card debt? Also I should add that at this point in my life I’m not making enough money to really pay off debt quickly so this eleven hundred dollars would probably take me a year to pay off. Thanks!

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“”I have a 578 credit score, what amount do you think i can recieve if i apply for a car loan?””
i’ve been paying my bills on time the past few months, and also what interest rate am i looking at here?””
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Still need loan $50 urgent?
ASAP will pay pack in 1 week $60
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Who is the best healer in league of legends?

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Worried that bankruptcy will affect internship in accounting while in college?
Will I even be hire for an internship in accounting if I have bankruptcy on my credit report?
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What is a free credit report?

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#repost

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How do I get a free credit report online?
I live in Canada!
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#repost

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Can you get a home equity loan on a land contract?
We don’t plan on getting one. We are just curious.
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Improving my credit score?
I just checked my credit score and its 678. I’d like to raise it. I have two things on there that are paid in full but are from collection agencies. If I could get those items removed how much would it improve my credit score?
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Is there any REAL site in Canada where I can get a Free Credit Report?
By mail or online?
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“”I have $85,000 in medical bills, i have paid 45,000 + some credit card debt, should i file bankruptcy?””
last year my wife changed careers, we risked no insurance for 2 weeks, i had a heart attack in those 2 weeks, almost $120,000 i am doing ok, i have depleted our saving, sold my 57 nomad, and cashed in my life ins., to pay the bills. these wolves still call everyday wanting me to increase my payment(to over $400 i have 2 different bills wanting this much) i cannot afford this””
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How to pay with debit cards not credit cards on online dating sites ?
i need to know or tell me about dating sites with debit cards ,cuz everytime they only accept credit cards lol…,even sites like eharmony,friendfinder or watever ?””
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Anyone know about payday loans?
I am looking for a payday loan, I have a checking account, direct deposit, decent credit, steady job history, a great ability to repay… etc. My only problem is that it is Friday night, and I cannot wait until Tuesday. Anyone know of a Payday Lender that can do it sooner? We are having a fairly serious emergency right now. Thanks””
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I need information on credit rating?
i have just apply for a loan and was refused, cos my rating is not good enough, how can i get access to what bases was used to measure my credit rating, thanks””
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Can i afford a mortgage?
Hi, I am 21; I earn 29000 a year. Is this a good enough income to afford a mortgage? And if yes how much per month would be the maximum I could get? Thanks.””
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How do payday loan works?

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My online credit report shows that I owe some companies in the US around $2000?
My online credit report shows that I owe some companies around $2000 cuz went to college in the US. Since I’m no longer living in the US, and living in Saudi Arabia Now, How can I Pay them without spending money on international phone calles?””
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When does a cash advance get paid off (Before or after credit card transactions)?
Cash advances on credit cards usually have higher interest rates. So when you make a cash advance and pay your credit card your minimum payment for instance, does the cash advance get paid off first or do the credit transactions get paid off. Or does the credit card company make it so you pay the cash advances last when you are about to pay off your entire cc balance?””
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Can you still get a home loan if you have had a foreclosure?
We had a home it was in really bad shape. So we filed bankruptcy (a long with credit cards) It wasn’t because we couldn’t make the payment, we couldn’t do the repairs.We would like to buy again. But don’t know if we can get another loan. If anyone knows anything about this please let me know what our options are. Thank You and God Bless!!!!””
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Difference Between Visa Card/Master Card?
I just wanna know the difference between a mastercard and visa card everyone tells a different story
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How to deal with harrassing bounty hunter or undercover cop?
I have an indirect relative by marraige who has broken the law, bounced checks, stolen, etc, etc. I have not seen this person since Christmas last year. There is a big guy that keeps showing up on my porch demanding info on this relative, he shows no identification and will not give me his name. I have told him I don’t have any information he needs and to leave my property. The last he showed up & ran up behind me on the steps & he threatened me & the kids when we returned home at the end of the day. Is this a bounty hunter, cop? What can I do, every time I call the cops, they show up about an hour after he leaves?””
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I am looking for a student loan for someone who has bad credit?
I had a past bankruptcy plus a lot of bad luck…however, I need to find a student loan. I’ve gone to FASA and gotten the federal stuff but i just need more to cover my bills. I’m a mature adult who knows all about avoiding debt building if at all possible, so please no lectures! Are there any student loan companies who will lend to students with bad credit? HELP?!””
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What do I have to do to become bankruptcy attorney?
I have bachelor of science in mathematics and I could not get any job since graduation. Due to my inability to get job, I had to file chapter 7 bankruptcy protection. I noticed the bankruptcy lawyer’s office was flooded with clients. There were like 37 to 40 people sitting in the lawyer office lobby to wait for their consultation. The bankruptcy lawyer told me its been very stressful with so many clients. I am sorry for making you wait this much””””. He charges 1800 dollars per clients. And since there were about 40 in lobby””
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How should I handle this collection account with regards to my bankruptcy?
I filed bankruptcy last month and I just received a copy of the petition filed with the court. On it is a collection agency that I believe is handling one of my old account. My issue is that I had the original creditor (Premier Bankcard), collection agency that is listed on my credit report (Arrow Financial), the agency listed on my petition (Tate & Kirlin), and lastly I received a letter On behalf of Arrow””””””
“How do I get a loan? I am 21 and my truck just died?

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“”My credit score is 615 , which credit card will I be approved for?
My credit score is 615 only problem is I have unemployment as my income source and I have at least two thing in collections. So I was wondering would i get approved with any company with that score or will I just damage it more if I apply for credit cards? And please don’t tell me about secured credit cards or credit cards with a deposit.
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#repost

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In a chapter 7 bankruptcy will the court use my discretionary bonus made over 6 months previous?
My salary falls beneath the means test but the bonus puts it over. Will I qualify for Ch 7 if I wait the 6 months so my bonus is out of that range?
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Credit Score???
What is a good credit score???
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“”Can land with pre-existing mortgage be subdivided if none of it is sold? both parcels are kept,but subdivided?””
Again…please read…..THis is not a question about if the county will allow it”””” in terms of if the land qualifies… I already know that if the land was owned outright that it is allowed by the county. The question is really””
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Getting an auto loan at 19?
Hey, I’m looking to get a car for around 18,000$ it would be used from 2004–2007. Km will be around 60k-90k miles. Now I’m curious what would be the best chance of an approval ( my parents won’t help to cosign ) I’ve been at my job just over 3 months (so not too long) I make 1830/biweekly I would be putting down atleast 50% (9000) or more I’d rather not save up the entire amount as I would rather a loan for credit and that’s personally the way I want to do it””
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I would like to know if my girlfriend bad credit does it affect me if i marrie to her?
married erros
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Is a credit score of 595? where does it fall comparatively to americas average?

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#repost

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Does a payday loan center have the right to harass customers?
My sister borrowed $200 a month ago. She didn’t foresee losing work because of pneumonia. She has written the company’s headquarters, send letters, called dozens of times only to be threatened. She finally had to change her phone number because of the harassing phone calls all hours of the day. They were calling in an average of 6 times an hour. Today, a representative from the payday loan center came to her home pounding on her front door for nearly 15 minutes. She has attempted several times to make payment arrangements with this company. They said if she doesn’t pay the entire amount that they will take her to court. She also was threatened by this company to be arrested if she didn’t give them her new phone number. This is a civil matter not criminal according to my attorney. But right does a loan center have to come to her home? Shouldn’t they be reported to a government agency for harassment? Thanks.””
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#repost

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I need a 3000 dollar loan asap i have a steady job but no credit history please help me?
i have applied to alot of banks but i have been rejected and im not looking for a payday loan. also i dont have a co-signer i just want a legit source that would help me out…
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Bad/No credit motorcycle loans?
Where can I get a motorcycle loan other than banks or credit unions that will accept bad/no credit? I’ve looked trough a ton of different websites, but I’m having trouble finding one that will approve me. My credit score is around 550. I’m looking to buy a 2008, 2009, or 2010 Kawasaki Ninja 250r. Thanks!””
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#repost

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Percentage rate for stafford unsubsidized loans?
I’m a masters student and am contemplating taking out a loan.
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#repost

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“”Can my husband legally kick me out of house, I am on the mortgage?””
thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.””
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Did i bankruptcy myself or the claimant bankruptcy me? if i can not afford to pay?

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#repost

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Anyone ever gone thru bankruptcy?
My friend is, and she’s not sure what to expect. I think her husband’s doing all of the paperwork for it, so she’s kind of out of the loop.””
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Can i get a payday loan with only a prepaid debit card?

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Are there scammers on Zoosk?
I met this girl on zoosk that supposedly lives close to me, she gave me her email address and we’ve been getting to know each other, she said she was in london on a fashion shoot but wants to meet me in person when she gets back. she just recently said that her check cant clear unril she pays a certain amount of money, her card was declined so she asked me for the money. Well i’ve been scammed before and this sounds very suspicious, i want to believe her because she says a lot of stuff when we talk that doesnt sound like a typical scammer. But. I think she probably is one. so what do you think?””
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Why do people blame lenders for getting into debt?
Payday loans can be a life line in emergency..if you repay on time or read the small print for APR rates then its really your fault if you get into financial debt. They are not a charity, they’re there for a service which gets them money…… a lot of money..but they never force you into signing up for the loan do they””
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“”Can a person who’s income is 8000 per month get personal loan for rs.20,000?
If so what is the processing time?
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Can you have 2 payday loans at once in Idaho?
I was just wondering
“How do I get a loan? I am 21 and my truck just died?

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How do banks check your credit rating?You know like Natwest?Like if I wanted to open up a student account what
do they do to check if your credit rating is good or bad?
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How long after a discharged Chapter 7 bankruptcy can I refinance?
Hi, The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I’ve heard that Ch. 7’s are different from Ch. 13’s in terms of the refinancing waiting time.””
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#repost

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#repost

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Auto loan after a Chpt 7 BK?
I’m trying to build and establish new good credit and have begun with 3 credit cards and an installment loan that is nearly finished. My scores have went up and it looks that I’m accomplishing something. 2 things, I need a car and want to wait another 6 months hoping that I can get a loan ($18–22K) with a decent APR.I’ll be 2 years out from the discharge at that point. Does anyone have a suggestion on how to approach this accordingly, I tried to get an account with a credit union but unfortunately because of the BK or a Chexsystems report I’ve been denied. I’m looking for suggestions not criticism of the unknown circumstances that forced us into bankruptcy, Honest legal opinions are appreciated.””
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#repost

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“”Car Loans — can I get one w/ a 580 credit score, what will the interest rate be?””
I am not that familiar with the current rates — I know that on my last auto loan that I took out back in 2004 my interest rate was around 9% which I was told was not very good. At that time, my credit was somewhat bruised, but I still was approved for the loan I wanted. Now, I need to get financing for another vehicle and am having a hard time getting financing. My credit score is 580, which I know is not good. BUT, I have already been approved through a couple dealerships, one I was not approved for enough and the other they sold the car I wanted before I got approved. Now, I want a car from a different dealership that is smaller and they might not be able to get me financed. So, a friend told me that I should just shop around”””” and try and get approved on my own. I know that everytime someone pulls my credit report””
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Where can I acquire a loan with really bad credit?
My debt is $6,500. Some is owed to individuals, some to medical bills. I have never filed bankruptcy, but have had late payments. What sites give the best loans and what type should I apply for?””
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“”If my auto loan is paid in full, do I get any of the interest already paid back?””
My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.””
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My credit score is 480 how long till I get to 620 or something reasonable?
I’m a dumbass and ****** my credit but I got a cell phone some how and I went from..wait for it… 419 up to where I am now 480 and this was just paying my cell phone bill on time for likE 4 months so I somehow got an auto loan and was wondering if I paid on that for 6 months 7 months would that raise me I’m trying to get to 620 so I can be like a regular american how long will that take?
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Where can I get a $600 loan?
Hey I’m David Fultz from Detroit, MI & I own a small online business. I make $750 per week & I don’t have a bank account so I was wondering where I could get a $600 loan. It’s not an emergency or anything I just want to go shopping earlier than I planned & help establish some credit. Thank You””
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Should I file bankruptcy?
I have a townhouse bought for $310,000 and I still owe $300,000 in 2 mortgages. The market value is approx. $200,000. I have lived here for almost 4 years now and my primary apr is 7.35%. I also owe $80,000 in credit cards and $ 24000 in loan. My credit score is 660. My income was around $3500–4500 pm as I am self employed. I almost pay $4000 in mortgages and minimum payment on credit cards etc. Please advice me the best option I have as I am almost 50 and have no savings.80% of the credit card companies has increased the APR to 25% to 29%. .I want to ask … 1. If I stop making all payments on credit card and mortgage from today, how long do I have to file BK. I have never missed any payment so far. 2. after how long normally the credit card co. file a law suit. and bank will foreclose my house. 3. Will the court renegotiate and bring my house to market value and will I be able to keep it. 4. I have $6000 each in 2 of my credit cards. Can I buy car as I need one. And after BK will they allow me to keep it. 5. As I am self employed my income has gone down ranging in $2500–3000 6. Should I stop making all payments NOW.””
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How to get cash from a credit card without using a cash advance?
My boyfriend needs $750 in cash, cashier’s check, or money order to pay a fine. The only way he has to get the money I his Discover credit card. His credit card has a $300 limit for cash advances. How can he get the rest of the cash? I have been told you cannot get a cashier’s check with a credit card. Someone suggested getting visa gift cards and drawing the money off of them at an ATM? Is that possible? I also heard a you can get a Walmart money card with a credit card but I looked money card up online on walmart’s website and it said load able with cash””””. Does that mean you can’t use a credit card to load a walmart money card? Also he has a PayPal account with a PayPal debit card for it. Could he somehow transfer money from his Discorver credit card to the PayPal card so he could draw the cash out from that?””””””
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When you get a personal loan can you deposit it into your bank account?
when you get a personal loan can you deposit it into your bank account? the reason i ask im about to buy a used car from a private party and wanted to pay in cash so could i have the loan deposited into my account or just cash it ?
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How do you report a land contract to credit bureaus?

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How would I know if I qualify for a 0% auto loan?
What score would I need on my credit report? And why do I see some answers stating that 0% financing might not be worth it? Thanks!!
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Can I apply for section 8 without a credit score? I dont have a credit card.?
I live in Suffolk County NY and would like to apply for section 8 but every website is saying I need a credit score which I dont have nor do I have a credit card.
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How do we hold a mortgage on the sale of our home?
We ar selling our summer home and the buyer wants us to hold the mortgage.
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My fiance & I are non-working law students and want to purchase a home/condo. Who might lend us the money?
We both have excellent credit and would use student loans to pay our mortgage.
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How will a bankruptcy effect my credit card that are not overdue?

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I need a loan shark loan. Does anyone know a valid one besides Cashcall?

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What is the best way to check your credit for free.?

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#repost

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How can I get my credit score online?
I want to get my credit score online without enrolling in anything. Is there a site I can get it at by just paying a one time only fee?
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I like to eat pure sugar straight from the carton. Is there anything wrong with this?
I don’t know why, but salt has just been one of those strange things I like to snack on. A typical occurrence of this is often me sitting on the couch watching TV while eating sugar with a spoon straight out of the carton. I usually go through 2–3 cartons of sugar per day, sometimes even more than that. Let’s just say my pantry is filled with sugar cartons. lol Is there anything wrong with this?””
“How do I get a loan? I am 21 and my truck just died?

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#repost

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I have really bad credit and need a 6000 loan or credit card has anyone got a credit card with bad credit?
i have bad credit from a phone bill a couple of years ago i really need 6000 for personal use i have been nocked back over and over by credit cards and loans because of my bad credit has anyone with really bad credit got a loan/credit card and with who .i live in australia.
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“”Which bank’s home loan is the best,lowest interest&least paperwork?
Can you suggest a good home loan which has a low interest rate and has minimal paperwork.
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What is the correct and safest way to receive your free annual credit report?

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Help!??? what does in house financing mean for a car dealership?
Do you have to have the same qualifications as if your getting a loan?? what does it mean??? please and thank you!
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#repost

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Where can i get a payday loan?
Is there anywhere i can get a payday advance loan.. i dont work but my partner does he works full time. his hasnt got a bank account so his wages go into my account.. iv seen a few but they need to go in my partners name and bank account but he doesnt have an account.. does anybody no where i can get a payday advance loan.
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Car loan financing with Experian credit score?
My experian score is way higher than my other 2 scores. Does anyone know of a lender or finance company that uses Experian……not Trans Union, Exquifax, Vantage or any other tri-merged report? Thanks to all.””
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Filing chapter 13 bankruptcy?
I’m filing a chapter 13 bankruptcy in order to get my license back. (No I never had a DUI or DWI) I was young and used to race and kept getting caught. Along with those bad judgements I have a low FICO score for a eviction that occured when I went to jail and I have a criminal record now. I also have an attachment on my checking and savings account for Child support because I fell behind and I owe about $1600 on it. I also have a $12,000 car I owe and it was repossed.The total I have in debt now is around $25,000 dollars. Now I am making some payments but with a low paying job and no license I am seriously falling deeper behind. Would a chapter 7 be a better choice since I can make payments under the states repayment program on my license to get them back or go total with everything and put it under debt reorganization chapter 13 bankruptcy? Some of these debts cannot be discharged since they are government debts.””
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“”How long do have to live in Fort Walton beach ,FL to file bankruptcy?

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I desperatley need a payday loan?
i dont want to earn money i just need a loan for a short period of time thank you
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I filed bankruptcy why did a creditor send me a settlement offer 17 days before discharge?
I thought they could not attempt to collect money once the bankruptcy was filed? I’m 17 days from discharge, and I received a settle offer letter for 80% of the amount??? how would paying benefit me when my credit is already screwed? I don’t get it why are they attempting to collect the money?””
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How do you find your number on orange pay as u go or check your balance?
Mine is Samsung Toco lite
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What is a starting credit score?
Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing””
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Looking for payday loan website that won’t scam me.?

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I need Mortgage Refinance advice please!?
I need to refi my house as my rate is jumping up. I have a 632 Fico score. The only reason my score is low according to Equifax is my debt to income ratio. I have no negative open accounts period. Everything is paid off. It says payment history is Very Good, Ammount of new credit Very Good, Length of credit history just Good, and Amount of debt Not Good. The only thing I have that is a huge debt is my Mortgage which I have NEVER been late on. As a matter of fact I have no late payments on my credit at all. I have one credit card with 750 on it and have a 950 limit, a joint auto loan owing around 17000, and Home Depot with around 1300 owed on 2200 limit. My Mortgage is 230,000 on a joint loan as well. Please give me your best advice. Should I try to better my score by paying down my cards? Or should I go in now and try to refi? Thanks in advance………………………………””
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Can I use a debit card to buy more ICloud storage?
I need more iCloud storage and I m trying to buy more with my debit card but when I input my information in says that my credit card has been declined. My question is, is there a way to buy more iCloud storage with my debit card at all?””
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Check for free my credit score?
i would like to check my credit score. Can i trust the Experian Credit report”””” when they set that is 30 days FREE TRIAL. it that means i can get all information for Free and than cancel service with them????””””””
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Will i be approved for an auto loan with a 549 credit score and a co signer?

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When bankruptcy is filed how long before resolution?
I don’t now if its Chapter 7 or 13…anyway I have these horrible neighbors I would love to see move..I learned recently these people filed for bankruptcy back on April 29, 2009…would this stop the bank from foreclosing and going by the info I provided, how long before this situation comes to a head? I learned about my neighbor’s house listed on Realtor.com under foreclosures but this particular house was listed as bankruptcy.””
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“”Can’t get a 60 month auto loan for $7000, why is this?””
I recently applied through my credit union for an auto loan to buy a used vehicle. They approved me for a 36 loan, and I was told that I can only get that, as my debt/income ratio was inadequate. When I tried to finance through the dealership, they told me that I also could only get a 36 month loan, because their bank would not finance a used, 70k mile car for longer than that. I’m 24, rent an apartment, and have fantastic credit. My credit union told me my credit score was 700+. I have one credit card with a balance less than $1000, an APR of 18%, a limit of $7600, and that is my only line of credit. I’ve never missed a payment, usually pay more than the minimum, and I have never missed a utility bill payment. I made $35k last year, so I’m not hurting for cash. I couldn’t afford the monthly payment of $200 a month that the 36 mo. loan would give me due to my other bills, but since they only asked my income, I doubt those other bills effected it much. A friend ventured the theory that it was my high interest, high balance credit card that stopped me from getting a 60 mo. loan. He theorized that because I could potentially add another $6000 in debt to my credit, and that it’s my only line of credit, that they wouldn’t approve me based on that. Others have suggested it’s because no bank would approve a 60 mo. loan on such a low amount of money. Are either of these true, and what can I do to change it, if anything?””
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Activation fee on prepaid card?
Is there and activation fee on the prepaid visa gift cards you buy at like rite-aid and stuff?
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HOW WILL BANKRUPTCY AFFECT MY TAX RETURNS?

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I’ve had a payday loan sent to collections. Will I be able to get a future payday loan with another company?
what happened was my checking account was compromised. I closed the account and opened a new one. But I forgot that the payday loan was automatically deducted from the old account. The payment was NSF and the loan automatically went to collections. My concern is will this be on m record and cause me to be refused a future loan from another company?
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If I file bankruptcy chapter 7 will my 2007 tax refund be at risk?
If you file bankruptcy and your home isin process to be sold in a sherrifs auction how long do you have to move out of your home?
“How do I get a loan? I am 21 and my truck just died?

Hujan Merindu

How do I get a loan? I am 21 and my truck just died?

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